Community Involvement Revenue Sharing System

Stop Overpaying to Accept Payments — And Start Giving Back

CIRSS is a payment processing ISO that cuts your fees, gets you set up with the top processors in the U.S., and puts 10% of every commission back into your community. One conversation could save you hundreds a month.

Your transactions should work for your business — and your neighborhood.

Small BusinessesStartups & EntrepreneursIndependent ContractorsNonprofitsProperty ManagersCommunity Organizations
10%
Of all commissions returned to communities
$0
Setup fee on merchant services — ever
Next Day
Typical settlement to your bank account
24/7
Online payment processing availability
Our Mission

Business Growth That Gives Back

The name says it all: Community Involvement Revenue Sharing System. Every service we provide is designed not just to grow your business, but to create a ripple effect of prosperity in the communities where we all live and work.

We work with small businesses, startups, nonprofits, and community organizations — because we believe every organization deserves the same quality of business support that large corporations take for granted.

Our Full Story
🏘️
Community

Every engagement is designed to strengthen the community, not just the bottom line.

🤝
Involvement

We stay actively involved with our clients — this is a partnership, not a transaction.

📈
Revenue

We help you capture, optimize, and grow revenue through smart systems and strategy.

🔄
Sharing

10% of all commissions are donated directly back into the communities we serve.

Why Choose C.I.R.S.S.

The Advantages of Working With Us

We combine the expertise of a large firm with the personal attention of a small business partner — because that's exactly what we are.

Expert Guidance

Access experienced payment professionals who understand what small businesses and nonprofits actually need to succeed.

Revenue Sharing

Our unique Community Involvement Revenue Sharing model puts more money back into your organization every month.

Payment Optimization

We analyze your current processing costs, eliminate unnecessary fees, and find the right solution for your business.

Community-Centered

We donate 10% of all commissions back into the community, so your growth also lifts those around you.

Top Processors Only

We partner exclusively with the highest-rated processors in the U.S., giving you access to rates you can't negotiate alone.

Flexible Solutions

Whether you need a simple terminal or a full e-commerce payment setup, we work on your timeline and budget.

Community Impact

Your Processing Fees Are Going Somewhere — We Make Sure It's Your Community

Every time a card is swiped, a percentage disappears into bank revenue. CIRSS intercepts that flow. As an ISO, we earn commissions from the processors we work with — and we put 10% of every dollar back into the communities we serve: funding local nonprofits, supporting small businesses, and fueling neighborhood development.

You can even choose where your contribution goes. Designate a local cause, a nonprofit, or a community project — or let us direct it where the need is greatest. Either way, your business becomes part of something larger than a transaction.

🏦
Recaptured Bank Fees

Bank fees that once disappeared into financial institutions are now redirected back into the communities that generated them — funding growth, education, and development.

🤝
Unique Partnership Model

CIRSS employs a partnership model that connects businesses, communities, and financial resources — creating shared prosperity at every level.

🌱
Community Empowerment

Every transaction becomes an act of community investment. We witness the powerful ripple effect this strategy has on neighborhoods, nonprofits, and local economies.

📣
Setting a New Precedent

CIRSS is proving that financial institutions and communities don't have to be at odds — together, they can build something transformative.

What Our Clients Say

Real Results for Real Organizations

From nonprofits saving on processing fees to startups building their operational foundation — here's what partnering with C.I.R.S.S. looks like in practice.

“C.I.R.S.S. analyzed our processing statement and found over $400 a month in fees we didn't need to pay. The switch was seamless and their team stayed with us every step of the way.”

Marcus T.
Owner, Retail Boutique — Bothell, WA

“As a nonprofit, every dollar matters. The revenue sharing model was a game-changer — we're actually getting money back from our payment processing now instead of just writing checks to the bank.”

Sandra L.
Executive Director, Community Nonprofit
Who We Serve

Built for Organizations Like Yours

🏪
Small Businesses
🚀
Startups
💡
Entrepreneurs
🔧
Independent Contractors
❤️
Nonprofits
🏢
Property Managers
🤝
Community Organizations
Got Questions

Frequently Asked Questions About Merchant Services

Straight answers. No sales pressure.

What are merchant services and do small businesses really need them?
Merchant services is the term for the technology and financial infrastructure that lets your business accept credit cards, debit cards, and digital payments. If you accept any form of card payment — in person, online, or by phone — you're already using merchant services. The question isn't whether you need them; it's whether you're paying too much for them. Most small businesses are overpaying by 20–40% compared to what a well-structured plan actually costs.
How much do merchant services cost for a small business?
It depends on your processing volume, your industry, and the pricing model you're on. Most small businesses pay somewhere between 1.5% and 3.5% per transaction — but hidden fees, monthly minimums, and equipment costs add up fast. CIRSS offers a free merchant statement analysis: we review your current setup line by line and show you exactly what you're paying and where you can save, with no obligation to switch.
What is the difference between interchange plus and flat rate pricing?
Flat rate means you pay the same percentage on every transaction regardless of card type — simple, but often more expensive for higher-volume businesses. Interchange plus means you pay the actual interchange rate set by Visa and Mastercard, plus a small markup. It's more transparent and almost always cheaper for businesses processing more than $10,000 per month. CIRSS recommends interchange plus for contractors, medical practices, nonprofits, and e-commerce businesses, and flat rate for very small or low-volume operations.
What is an ISO and why does it matter for my business?
An ISO — Independent Sales Organization — is a company authorized to resell payment processing services from top card networks and banks. Working with an ISO like CIRSS means you're not locked into a single processor's pricing or equipment. We represent only the highest-rated processors in the U.S., so we can match you to the right solution for your business — with a dedicated local partner, not a 1-800 number.
How does the CIRSS community revenue-sharing model work?
CIRSS earns ISO commissions from the payment processors we represent. Instead of keeping 100% of that revenue, we donate 10% of every commission back into the communities we serve. You can designate where your contribution goes — a local nonprofit, a community initiative, a neighborhood development project — or let us direct it where the need is greatest. Your business pays nothing extra; the giving comes from our side of the transaction.
Can I keep my current POS system if I switch processors?
In many cases, yes. CIRSS evaluates your existing equipment as part of our free consultation. If your terminal or POS is compatible with a better processor, we'll use it. If an upgrade makes financial sense, we'll walk you through the options without pressure. We carry mobile, countertop, and full POS solutions and work on your timeline and budget.
What types of businesses does CIRSS work with?
Any legal business operating in the U.S. We work most commonly with restaurants, retail shops, barbershops, auto repair shops, contractors, nonprofits, startups, independent contractors, and property managers. If your business takes payments, we can help — whether you're processing $5,000 a month or $500,000.
How do I get started with CIRSS?
Start with a free merchant statement analysis. Send us your most recent processing statement — we'll review it at no cost and show you exactly how much you could save and what a better plan would look like. There's no obligation to move forward. If it makes sense to switch, we handle the entire setup.

Still Paying Too Much to Process Payments?

Send us your current processing statement and we'll show you exactly where you're overpaying — no obligation, no pressure. Most businesses find savings in the first review.

Get In Touch

Let's Start a Conversation

Whether you have questions about our services or you're ready to get started, we'd love to hear from you. Reach out today and one of our team members will be in touch promptly.

Phone
(206) 380-4928
Email
[email protected]
Location
Bothell, WA
Hours
Mon – Fri: 9:00 AM – 5:00 PM

Send Us a Message

We typically respond within one business day.

We respond within one business day. No spam, ever.